At some point, the interest your account earns in a month equals what one overtime shift pays. Same money — one you work for, one you don't. This shows you the date, and how saving harder moves it up.
Want the playbook behind the numbers? One email a week on pensions, DROP, and deferred comp — written by a firefighter, in plain station language. What the senior guys taught me, passed down.
Join the CrewEducational tool, not financial advice. Growth is shown as a steady average — real markets pay unevenly, with up years and down years, so this is a mile marker, not a guarantee. Figures in today's dollars. 457(b) rules and OT policies differ by department and state. Built For More USA.